Yes, it's an over simplification.

ISTPs value their independance and are reserved around peoples, they also avoid confining commitments and are freedom-lovers, but thay can also love some peoples with an extreme intensity and be consumate loyal friend.
Well, I think ISTP 6 relate more on the constant ricochet of the type 6: they can be independant and detached from peoples, yet ready to try anything because they are devoted to someone or something. They see the world as inherently unpreductable and untrustable, so they prefer to count on their ability to analyze and improvize than on etablished plans and etablished norm, they think that they must be free to face life's difficulties, but if they find something or someone that they think fiable and reliable, they are loyal and happy. They are also more prone to the danger and adrenaline addiction side of the 6 . An ISTP 6 think it's above all important to be independent, despite we can feel insecure, they are distrusting and misgiving and don't exange their independence for their loyalty easily, while INFJs 6 assume more that they need support and guidance from others and that they need to be secure, not likely to be a loner wolf. So, yes, in that optic, ISTPs can be more counterphobic and INFJs more phobic.
Type 6 ISTPs may be Mel Gibson or Eminem, for example, or even Charles Gunn from
Angel, Spike from
BTVS, MacGyver, Amy Winehouse, Kristen Stewart or Malcolm X. Thoses are rather counterphobic, Woody Allen could be an example of phobic ISTP.
Type 6 INFJ seems more phobic, they are Helen Palmer for example, or Tara from BTVS, maybe also Daniel Jackson from Stargate SG-1. Susan Sarrandon would be an example of counterphobic type 6 INFJ.