Hmmm....
Ok, I have to go somewhere to pay a bill/money owed to someone, by cash, check, credit card or perhaps I have the possibility of persuading the person to extend me time in order to delay payment. What are all the possible consequences and problematic contingencies of each form of payment?
This is a little bit sensorish question but I will try to Ni-it out.
If you have the the cash maybe it is a the best to use that since you usually get an discount if you pay with cash. (at least in my part of the world)
I thiink that credit card and check are not that much different on the long run. Plus credit are often not that much usefull if we are talking about huge amount of money. What is what is interesting here since small amount are not that much of a problem.
So all of this totally depends on how much do you own and to who you own money.
If it as a small amount it is wise to pay. However if you owe 2 million $ and you have 50000 $ in your pocket running away is probably good option.
Especially if you owe it to organized crime. But if you live in developed world and you owe it to someone legally you are probably screwd since today it can be really hard to escape police.
Also if you own it to criminals (a small number of them) than it could wise to kill them if oportunity persents itself. Since it is practical solution if no one sees you and you know what you will go with corpses.
But if you own it to a company and you are broke. You are finnished. Since entire debt thing is too public to just hide it. In the case you deside to pay and you don't have the money it would be wise to demand time time in order to delay payment. But if you will certainly not have themoney then this is useless (unless you planning to run awy)
However if you have house(s) that are not under any mortgage you can use that real estates to get out of any financial mess you are in. (if you are not a waaayyyy over your head in debt)
Plus you can always to do something dumb like robbing a bank.
However this is not really Ni. This was a Ni on a SP level.
INTJ Ni would take a much larger picture. What means that it would try to find how did you got in this situation in the first place.
First you scan your entire life so far and your family up to about 20 years before you were born. And then you start a simulation in your head so that you can evaluate where did you made wrong move in life. If yoo had some alternative choices before in somemoment in life it can be wise to check out if that option is still avalable. Since in some cases those options are still open. (for example someone offered a well paid job simply because he/she knew that you are the right person for the job.
In the worst cases you will simply find out how you got here without any real solution. But if you are influential in your environment you can always try to borrow from friends and acquaintances. Just so that you move a bank away from your neck. While friends will probably be more flexibile and they probably would not give you interest rate.
Also Ni-dom is not that likely to end in this situation exactly since it probably would not take risky moves. Plus we usually see outcomes decades ahead fairly clearly what is a major help.
Of course all this is scienario if you live in developed world.
If you live in developing countries. There is will a little bit different story since there is more chaos and crime in the mix. Not to mention corruption what offers an entire new specter of possibilities.
The question is vague so I can't give you exactly what you should do if you owe money. So I can't be of more help here without starting to talk about details and unrealistic scenarios. What would make a number of options sky rocket.
Since for every person/city/county you can make such a analysis.
Or you can just act like a lunatic and convince yourself that you don't own anyone anything since all people are just multy-celled organisms and there is absolutly no need to accept their rules of living a life. (or something like that)