I asked because you seemed so convinced it was a wonderful idea. We don't need more money, but I wouldn't mind having more. I won't put my wants before his needs.
I am trying to figure out if you have any idea what you're talking about in terms how how things work for working class people in real life. Usually people who say the kidns of things you're saying are pretty clueless about coming up with any kind of workable plan for people who are basically starting out behind the eight ball.
So far, I'm unimpressed.
I didn't say it would be a wonderful idea I was just a bit surprised hearing you talk about your situation as "no longer broke" and thought it a pity that most INTPs do not use their phenomenal brain to make their life easier.
"We don't need more money, but I wouldn't mind having more. "
No offense but... that kind of thinking is very common and unfortunately it is quite self defeating. I see good people with good intentions and hard working and even with skills in demand in society being held back and doomed to spend their life worrying about money, just because of the dysfunctional ideas about money that they learned implicitly from their parents.
I know very well how working class people think and live. I left home at 17 and emigrated, my dad stopped paying for school mid-way and I started working for myself. I survived very well with 1000$ us/month for a number of years. I was employed in a company for a few years, by then I made a lot more. They tried to rob me with legal loopholes. At the office I ripped THEM off by playing supermario and learning languages instead of really working. I saved a lot. I thought money was scarce. I denied any comfort to myself, and after 8 years I had saved a little fortune, which I then lost and I may recover it at some point but at that time my account went to zippety zero in a split second due to a very grave mistake, again given by too much concern for safety which paradoxically compromised everything.
Then I was a freelancer. I had customers not pay me and all. I've done hard time!!
"The way things work for working class people in real life" is that they are ready to accept any amount of labor, boredom and humiliation in order to feel safe. The psychology of money. Safety vs Risk. If you're born in a family where money is scarce you grow up thinking money doesn't exist, and that those who have it hold on to it very tight. You will seek safety at whatever cost. If you're born in a rich family you are taught to invest, not save, and you have sensory grounding for the long term process of working first, and seeing the results much later which is completely in conflict with human nature and what comes natural to us opportunistic hunter gatherers.
Now when you say you are unimpressed - did you expect me to lay out a financial plan? Here's the financial plan: you can do everything you ever want, if you try and don't give up. Really as simple as that. No secret. Just the man and the mountain and one million steps.
The problem with many people - not saying this is you but in general when I have this type of discussion - is that they want a quick solution. Making money is a very fuzzy thing, it's risk management, it's seeking out opportunities actively and not getting discouraged. It's as broad a topic as becoming famous. Everyone does it differently. It's not a step by step process that can be taught. The mindset only, can be taught and is very important. But normally people don't follow through. Delayed gratification, dealing with one's perception of risk, finding a way to love something productive.... it's all abstract stuff. Usually people say "uh ok but you still haven't told me anything specific" - which means they still expected a step to step approach.
I've tried to teach this to a few people and particularly to my mother who is the most money-stupid person I know and was in part responsible for me missing out on innumerable opportunities. Money is everywhere. Everything you see is made not of matter but of work hours which in turn are made of money. Money was exchanged to make any physical object around you. You are living amidst sacks of dollars and gold bars. Just they were exchanged between people who are not YOU because you didn't contribute to the creation of value.
Money follows those who are useful to society or who create the conditions by which others must choose between paying, or something worse than paying. So it's not a scarce resource unless you are scarcely useful or not so good at building a monopoly or racketeering. I hate sounding like Dale Carnegie or Kiyosaki but it's really all in the mind. Everyone is ready to give you money at any time, if you just can give them something more valuable than having paper money in their pocket (for instance, a way to multiply said money, or some piece of plastic with lights). Especially rich people are very willing to pay when they receive value. If you live in a poor neighborhood you may never know how fast rich people open the wallet when you stimulate their interest, desires, or show them they can make their life easier or more comfortable.
I am no rockefeller. I was born in an odd family, parents divorced, father was rich, mom was poor (he didn't give her shiznit nor did she feel compelled to do anything herself, seeing money as something so scarce it was futile to chase it). I've seen both extremes, but ended up thinking like mom. Fortunately I ended up in Japan where young foreigners who speak the language can easily befriend rich entrepreneurs who try to help them to boost their own status (samurai / deshi relationship). I met some rich people and I was open minded enough to listen, and observed very well how they behaved... plus with my technical skills I was often approached by entrepreneurs so it was inevitable that one day I would also overcome my fear of failure and give it a try - if nothing else for the simple fact I hate hierarchy and offices and waking up in the morning...
I'm absolutely not filthy rich as one may be led to believe by hearing me rant about money - I'm just passionate about expounding the truth on this topic as any INTP would be on any other topic, especially if he runs the risk of providing clarity amidst lots of confusion. Presently I'm investing in my business so chances are you have a lot more comfort than me in your life... also, there are some things which I could have done and I had the connections to do, which would have been a lot more profitable than what I'm doing right now; but the KEY for me and what I want to tell people, is... it's not how much money you make, but the fact that you take all the INTP love for learning, and ALIGN it with what society demands of you. If you don't do that you will always be one of those people who say "I'd like to do such and such, but I have no time because I have to work". Or like me, enjoy my hobbies only 50% because I was feeling guilty all the time about not doing something more directly useful to my life... and then when you're finally working, thinking I'm wasting my life I should be skydiving... that was my point, not try to convince everyone to see wealth as the ultimate goal. If you're another type, a guardian, or a nurturer or something then fine you may like being useful in an office but for me it was just like being in jail so in the end something emerged that now allows me to be free and indulge in my researchy stuff without feeling guilty or that I'm wasting time and so forth.
The topic may have drifted - what was this all about anyway?
By the way I do subscribe to Schopenhauer's thoughts on money (as on almost everything else). Money is like seawater, the more you have the thirstier you become. So true. And his other quote: money is for those people who have ceased being able to experience happiness directly. Then they pursue it in the abstract.
To sum it up, money is nothing as long as you don't need it. But being able to make money doing something interesting and being independent was the best thing that happened to me in a long time, so I'm eager to share. As I do this I may overgeneralize as far as other people feeling the same way.
I hate to put out non proof read logorrhoeic posts like this one, but I am really so very busy. Just when I start on a train of thought I can't stop myself. There I accept being imperfect. Am I one of those "well adjusted" INTPs? There, I'm back on topic. Smooth exit.
