So. You say you don't know what job you want.. how about settling for a job you don't hate instead? I'm going for Surgical tech.. I didn't grow up thinking I wanted to be in the medical field.. but until I find something I do want, it's a job I can handle that I won't absolutely hate. and it's only a year of certification, instead of 130billion college hours in classes I think are bullshit. So maybe just a certification in something that doesn't sound so bad will work until you find your focus..
I find it hard to fit semesters of college into my current lifestyle.. I've been trying for my associates since fall of 2005, and I'm only now going to get it in May of 2010. That's 5 years for an associates. Skipping semesters adds up a lot, and makes the task seem all the more daunting. The longer you're out of the loop, the harder it is to get back into it. but, better to be out for a while and come back refreshed and re-focused with a good game plan than floating through.
It sounds like you're more work oriented. I'm the same way. School depresses me, I'm just out of place there. I dislike it, but I do it out of necessity, and it depresses me throughout the process and unnecessarily stresses me out. To be a bit blunt, I don't think you should aim directly for a BA unless you know what sort of field you want to work in. If I were you, I'd do a certification as fast as possible and get started working there.. and maybe work on a BA in your spare time. Take weekend classes, or only 1 or 2 classes a semester towards a BA while you're working. But enuogh of me lecturing you. I want you to succeed, whatever you decide to do.
You know what you can handle best. So, stick to your guns.