I'm done with school. Just. Done. The things I learn now, I teach myself.
Yeah, it can totally suck. My rationale is 75% for the credential, 20% because I'm sure I'll learn at least a few useful things, 5% just doing it for kicks. The stakes in completing it are insanely low, though.
What's nice is that distance learning courses often entail getting assigned four things throughout the semester and completing each in a month. Watching the lectures is usually totally optional, which is great because I've lost my patience for (being on the receiving end of) in-class lectures. Also the books for the classes are usually not worth purchasing and reading even if they're "required."
Some courses, though, involve online proctoring of exams, which is a totally stupid setup wherein you record yourself taking them via webcam, so as to ensure that you're not using your book or notes or anything. At least you can do those on your own time too, but you do have to allocate some two hour block at some point for it.
(When the roles are reversed, I always say the textbook is optional but it is out there if you want it, and all of my assignments are of the "Here's a thing. It's due in two weeks. It requires research and thought, but it's cool if you can do it even without watching lectures or reading the book; I really don't care how you go about it so long as it's good. Drop me a line if you have questions or whatever" sort. Ideally, every class on the planet would be structured that way..)
So actually completing this psych thing is probably going to be dependent on whether or not at some point the rest of my life is in a lull and I get bored enough to do it.