Usehername
On a mission
- Joined
- May 30, 2007
- Messages
- 3,794
I don't think so....for minimum coverage on my bike for a 19 year old rider, it's $231 for the ENTIRE year. Even upping it to maximum everything, it still is under $1000 for the year. (Note....I ride a 28 year old bike, if you're riding a brand new Ducati or Hayabusa, your costs are probably going to be a lot higher...)
Yes and no. If you hit something, you're dead for sure. However, if the bike slides out from under you, and you are just sliding on the road, a helmet and good jacket give you a pretty good chance of walking away without serious injuries.
I'm not American. We have different insurance. I don't know any numbers, but my boss literally was licensed this past weekend and talked about how expensive it is relative to him driving his 'burban.