therapists are a waste of money.
You need to understand what investing is in general. I'm not talking about money, I'm talking about how to do something to feedback benefits to yourself.
work, eat, invest. investing feeds back into making work easier.
eating less than you work is savings. But the thing is that your parents are giving you more than you are working. And you are probably eating more than you are working. This is a crime in my book because tyrants enslave nations in the same way.
If someone moves my legs for me, my muscles will atrophy.