I'm kind of surprised at the reactions on the first 3 pages. I kind of took the OP to mean, "Are panhandlers annoying?"
A local newspaper in NY interviewed a former homeless guy that lived on Roosevelt Island, where I lived at the time, and he said for him, homelessness was a bit of a choice--he had one leg amputated at the knee, and it was easier for him to go and sit at Grand Central Station and panhandle all day, clear $100 a day, and then try and find a friend's house or shelter at night. $100 a day. That's about what I was making working, and a chunk of my paycheck was going to the government (and of course, bills). He was clearing substantially more than I was. (He eventually got a job and an apartment.)