My thoughts on it? I'm horrible with money.. Okay, not that bad. I limit my usage to the $Dollar Tree$ store. Not unless if it's art supplies that I want to buy.
Other than that, I could care less for it. I mean, I've taken courses on how to manage my dinero. Besides that, if I have enough to get by, I'm happy.
On the flipside- if I had TONs of money- I mean, trillions, millions- I'd love to get into philanthropy, undercover. I love the feeling of surprises!