I went to my local(ish) bank recently to cash my cheque from the Canadian Government and was told i would have to pay several fees, negotiate the exchange rate and spend 30 mins completing the paperwork. I got into a huff, grabbed the cheque and said it would be quicker going to Canada and cashing the cheque myself there .. Opppsss.
I went to another branch of my bank last weekend and we started the paperwork, she took all my details and when i showed her the cheque she said they couldn't cash it due to issue date being longer than 6 months old.
I didn't cash it as i didn't need the money.
I am aware in the UK that you have to bank the cheque within 6 months but thought (Opppsss, again) that with a Canadian government cheque there would not be an expiry date.
The woman i spoke to was very pleasant and suggested i contact the government and ask them to reissue the cheque to which i explained that i had overpaid some fees in May 2008 and only got the money back in Jan 2010. She then suggested that i went home, opened an account and deposited the cheque myself .. Found this a little strange as i had never told her i had even been to Canada so to refer to that place as home (me and my symbolism kicked in very quickly, maybe it's a sign, lol).
So now i am stuck with a cheque for a nice amount (although i don't need the money at present) so do Canadian government cheques have an expiry date so if i wanted to visit Canada to attend say a friends wedding, could i open an account and deposit the money?
Am i going to have to go through the process of contacting the embassy in London (UK) and them forwarding my emails to Mississauga thus hopefully at some point in the future i may get this money back?
I could of simplified this post.
Thanks for any advice in advance.