o_O I feel freaky having 100-500 bucks in my wallet now.
However, this may be partly because I do a lot of cash transactions on short notice. And by that, I mean get discounts in Chinatown. And buy that, I mean I buy dresses without paying tax. And by THAT, I mean...
Oh, forget it. I hate not having cash when it could of saved me money. For everything else, there's VISA.
I rarely need more than a hundred at a time and try to pay cash for larger expenses. I so rarely use my credit cards that sometimes I forget I have them. This is a good thing because with my impusivity I could get in trouble with plastic.
I have a debit card but have read warnings about using them.
"No ray of sunshine is ever lost, but the green which it awakes into existence needs time to sprout, and it is not always granted to the sower to see the harvest. All work that is worth anything is done in faith." - Albert Schweitzer
to explain, one of my jobs pays in cash, and I receive tips in cash as well
I'm not particularly fond of using a card either, from my experience getting your card stolen is worse than getting your cash stolen any day- especially since I'm not particularly observant about some things
Human beings make life so interesting. Do you know that in a universe so full of wonders, they have managed to invent boredom? -Terry Pratchett
Depends on the day of the week. Payay I carry a lot because I buy groceries and gas with cash, so $200-400. After that, most of the money is gone, so I only have a few bucks if any. I do hoard change, though, because it's heavy and I hate carrying it. Plus, if I'm mostly broke, but I want something cheap or the kids need a little lunch money, I just dig through the change. White trash emergency fund.
“There are two novels that can change a bookish fourteen-year old’s life: The Lord of the Rings and Atlas Shrugged. One is a childish fantasy that often engenders a lifelong obsession with its unbelievable heroes, leading to an emotionally stunted, socially crippled adulthood, unable to deal with the real world. The other, of course, involves orcs.” ~ John Rogers
Hubby and I do the Financial Peace Dave Ramsey stuff-
where you allocate money into various envelopes which have different purposes and corresponding individual budgets, examples" groceries, gas, misc, allowance etc. We do everything with cash- therefore I can have several hundred dollars on me- really though more so at the beginning of the month- and once the budgeted money is gone it's gone- we don't withdraw any more. So the last week of the month I typically have like 20 or 30 bucks left on me. Just depends on how I have budgeted that month and what we still need that last week. It has been working wonderfully for us. We stay on budget and save a lot by doing it that way.