My mother is like this. The things that happen to her happen to no one else.

Walking the dog.
Walking the dog over a small hill of grass to the sidewalk leading to their house.
Fall on grass, injuring index finger.
Great pain, go to emergency room.
Dislocated finger, ER docs (plural. Three doctors) cannot reset.
Call in hand reconstruction specialist from Georgetown Uni.
Surgery at 1 am.