I don't have any money troubles. I don't spend more than I need to, not even close, and I live a very thrifty life style. I buy clothing from the thrift shop, I fix my own car, I don't eat out much. There is a thread here on typc 'post your recent purchase' or something along those lines, and I realized that aside from food and gas, I hadn't bought anything in months - I went through my bank statements, and I had a couple of drawstring bags and a bottle of chainsaw lubricant for about 4 months.
Otherwise, before that the rest was car parts and tools, which is pretty much the only thing I do spend money on. I bought a pretty nice 3/8 drive US made torque wrench for about $90-100. Just lately I bought a ultrasonic cleaner - which is close to paying for itself. I bought some more tools from a private seller. And I'm on ebay and amazon now and I've realized i've put entirely too much thought into what I'm buying. It's taken me days to just press "buy". I could easily drop 300 bucks and it wouldn't effect anything, but I'm still really hesitant.
Perhaps I have good reasons why I do this, but: does anyone else find it difficult to buy things?