As for me. Luckily this is a buyer's market when it comes to homes and land, so I'm set on that.. but my financial times are hard because I'm making them hard. I'm purchasing a place to call home, the land to build it on, and a house for my parents to retire in. That's a lot of stuff to buy for a 25 year old. I have to have all my ducks in a row, and not skirt by this by the skin of my teeth.. So I've been cutting out many luxuries in the process.
I've had a "no spend" month already, where I refuse to purchase anything that wasn't dire to my health. (Being the army, this meant I didn't need anything at all.) So the entire month I didn't have a single transaction. People who understood were nice about it, sometimes people peer pressured me into breaking it, but I told them all to shove off and just stuck with it. It helped a lot. Even here I notice how many little things that don't matter that I buy all the time.
I've been changing the smallest things on up as I get the ability. If I can wash clothes more frequently and not buy new ones, then that's what I'm going to do. If I can just not buy that drink everyday before work and save myself the heartache of missing out on a cool trip, then that's easy enough to me. At home, I plan on stretching my money as far as it will go since I'll be living off of a student's income with a part-time job.