Anything involving ENFPs. Fiscally speaking I should avoid them like the plague.
Dish out the details! People need good lessons to learn from.
As for myself. These past couple of years have been a blast. Money burns better than anything else. My investments on the stock market went down 70%. It wasn't that much but yet, 70% more than I have now
Stating my design business, which sucked all of my savings, put me into debt, made me late on my rent & behind on my car payment (I am NEVER late with bills), and has caused me to have to move back in with my parents.
At least I'm getting a positive response on the resume I am now pumping out in order to get a job. People are impressed I had my own biz for awhile and pretty understanding about how it failed in this economy. Now just to get a decent job offer....
"Charlotte sometimes dreams a wall around herself. But it's always with love - So much love it looks like everything else. Charlotte Sometimes - So far away, glass sealed and pretty." - The Cure
What is the worst decision you have made that has cost you loads of money?
Buying a house. Fortunately I haven't lost nearly as much value as many people have in the "housing crash", but looking at how much I've spent in interest (even trying to pay it off early - as much as I can) just makes me sick. I've had it for 5, going on 6 years now, and I've easily spent a full year's salary solely on interest (yeah - I've saved a small percentage of that back on taxes). In my mind, that's just burning money.
I was pretty happy in my little apartment (don't get me wrong, I'm happy in and *like* the house too), and it was dirt-cheap. I'm single, didn't have a lot of stuff (the house was 60-70% empty for the first 5 years I lived here), and so didn't really need the extra space. Most of the other positives in a house (insulated from neighbors, yard, etc.) don't really apply much to me - I'm not a hang-out-in-the-yard type, don't garden or have large parties that might bother the neighbors, etc. I think a house *can* be a good use of money... but for me? I'm leaning towards no. But done is done, and I'm sure not about to try to sell it in the current climate .
They always say that houses are a good investment and will appreciate in value - which may be true (even after the recent loss of value), but that increase is never going to even come close to the amount of interest I'll have paid - not to mention the fact that if I'd saved the money instead *I'd* be the one getting interest on it. And I haven't even had any large maintenance costs... yet.