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Thread: It has begun.

  1. #1
    Branded with Satan murkrow's Avatar
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    Default It has begun.

    With less than a month 'til my 22nd birthday I have begun to receive telemarketing calls from my bank to sell me life insurance.

    I'm sure my mom would love the cash.

    Any of you without children or spouses have life insurance? If so then why?
    wails from the crypt.

  2. #2
    Senior Member Qre:us's Avatar
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    Quote Originally Posted by murkrow View Post
    With less than a month 'til my 22nd birthday I have begun to receive telemarketing calls from my bank to sell me life insurance.

    I'm sure my mom would love the cash.

    Any of you without children or spouses have life insurance? If so then why?

    Possibility of children and spouses? Meaning if you start earlier, it's a bigger pot, aka, incentive, for your to be spouse and/or kids to off you in the future. Go get 'em, tiger!

  3. #3
    Branded with Satan murkrow's Avatar
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    haha

    "I've only got 5k in savings but should I die you'll get 500k!"


    *swoon*
    wails from the crypt.

  4. #4

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    Bigger incentive to what? End him prematurely?

    I don't have life insurance per se, but I do have a profit-sharing/501k plan which has been set up to go to my siblings in the event of my death.
    "The purpose of life is to be defeated by greater and greater things." - Rainer Maria Rilke

  5. #5
    @.~*virinaĉo*~.@ Totenkindly's Avatar
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    I wonder if we should start selling forum insurance....
    "Hey Capa -- We're only stardust." ~ "Sunshine"

    “Pleasure to me is wonder—the unexplored, the unexpected, the thing that is hidden and the changeless thing that lurks behind superficial mutability. To trace the remote in the immediate; the eternal in the ephemeral; the past in the present; the infinite in the finite; these are to me the springs of delight and beauty.” ~ H.P. Lovecraft

  6. #6
    Supreme Allied Commander Take Five's Avatar
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    One of my bank accounts gives me a 1000 dollar policy free. The sad part is I'm still worth more dead than alive.
    Johari Nohari

    "If an injury has to be done to a man it should be so severe that his vengeance need not be feared. "--Niccolo Machiavelli

  7. #7
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    If you don't have dependents (spouse or children or an aging parent you support) then you don't need life insurance. It's really that simple. On a related subject, everyone should have a will, even those without dependents.

  8. #8
    Phantonym
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    I have life-insurance. Had to do it with my investment plan. Otherwise I wouldn't have done it. If I croak, my brother gets...everything + 2%. That's how much I'm worth. 2%.

    Quote Originally Posted by pippi View Post
    On a related subject, everyone should have a will, even those without dependents.
    If you don't have dependants, then does it matter who gets what?

    Well, I guess only if you specifically want to distribute your material possessions to the people you want to have them.

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