1. Social Security is a ponzi scheme.
2. Medicare is a waste of money ($60 billion/year down the toilet in waste,fraud, and abuse).
3. Medicaid is an additional $40 billion/year down the toilet in waste, fraud, and abuse.
The average African American loses money (over $100,000) from participating in Social Security because of a lower life expectancy. If they had instead invested that money in Treasury Bonds, stocks, bought gold, or even put the earnings in a CD, they'd get higher returns.