Most people have no idea about any of this stuff, and myself very little also. I do not invest my money expecting my government to save my bank, but if they did not, would i have access to information regarding the reserve ratio this bank uses, and in a competitive environment, what scope would a bank have for setting a higher reserver ratio?
Meh! it ain't gonna change anytime soon... the old trick of spreading your money aorund several banks is certianly still as good an idea as it was in the 19th century.
I think that you would agree that less government interference in the market the better right? So how would you ensure that comanpies did not make themselves appear more profitable in this way? And was the IT bubble an inflationary driven over confidence?Overconfidence is caused by the illusions of inflation. Inflation makes it easier for unprofitable companies to make themselves appear to be profitable.