Credit unions, particularly small ones, are in my opinion safer than large banks. Remember FDIC insurance means nothing if a big bank (aka most of them) collapse, because you might get your 25 years.

Trust would be easier placed on any financial institution if it has no connection to the Fed, and is not practicing fractional reserve banking.

That being said, I believe the best place to keep money is at home. The chance of having it stolen if properly placed is nil, and at the current insane inflation rate, you're loosing your purchasing power at a similar rate whether held at home or in a bank account earning low interest. Keeping at home is a win/win...or at least a win/lose.....certainly better than the lose/lose option.