To prevent any flame wars, this is a Christian view of how to handle your money. If the Bible offends you, please don't read any further. Keep your comments clean, please.
**Warning: This is lengthy.**
A Biblical View of Money
1. Money isn't the problem, loving it is. "For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves many pangs." (1 Timothy 6:10); "God has given wealth and possessions and power to enjoy them, and accept his lot and rejoice in his toil. This is the gift of God." (Ecclesiastes 5:19)
2. Money can be good. "A rich man's wealth is his strong city; the poverty of the poor is their ruin." (Proverbs 19:17); "But if anyone does not provide for his relatives, and especially for members of his household, he has denied the faith and is worse than an unbeliever." (1 Timothy 5:8); "Many seek the favor of a generous man, and everyone is a friend to the man who gives gifts. All a poor man's brothers hate him; how much more doe his friends go far from him! He pursues them with words, but does not have them." (Proverbs 19:6-7)
3. Money can be dangerous.
*We tend to make it an idol.
*It is limited in what it can do. "Better is a dinner of herbs where love is than a fattened ox and hatred with it." (Proverbs 15:7); It can't give the ultimate satisfaction. "Sheol and Abaddon are never satisfied, and never satisfied are the eyes of man." (Proverbs 27:20)
*Loving money leads to other sins. "But those who desire to be rich fall into temptation, into a snare, into many senseless and harmful desires that plunge people into ruin and destruction. For the love of money is a root of all kinds of evil. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs." (1 Timothy 6:9-10)
*Money is temporary, not permanent. "Do not toil to acquire wealth; be discerning enough to resist. When your eyes light on it, it is gone, for suddenly it sprouts wings, flying like an eagle toward heaven." (Proverbs 23:4-5) "Riches do not profit in the day of wrath, but righteousness delivers from death." (Proverbs 11:4); "Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal." (Matthew 6:19)
*Gaining money can lead to arrogance. "A rich man's wealth is his strong city, and like a high wall in his imagination."(Proverbs 18:11)
*Money likewise breeds a false sense of security. "Whoever trusts in his riches will fall." (Proverbs 11:28)
*Money is often the source of conflict among closest friends and in families. "Whoever is greedy for unjust gain troubles his own household." (Proverbs 15:27)
4. Godly wisdom is more important than money.
"Better is a little with the fear of the Lord than great treasure and trouble with it." (Proverbs 15:16); "Better is little with righteousness than great revenues with injustice." (Proverbs 16:8). "Better is a dry morsel with quiet than a house full of feasting with strife." (Proverbs 17:1); "Better is a poor man who walks in his integrity than a rich man who is crooked in his ways." (Proverbs 28:6); "How much better to get wisdom than gold! To get understanding is to be chosen rather than silver." (Proverbs 16:16) "A good name is to be chosen rather than great riches, and favor is better than silver or gold." (Proverbs 22:1)
"The real measure of our wealth is how much we'd be worth if we lost all our money.
5. Learn to be content. (We live for accumulation, NOT simplicity!)
"Now there is great gain in godliness with contentment, for we brough nothing into the world, and we cannot take anything out of the world. But if we have food and clothing, with these we will be content." (1 Timothy 6:6-8) "Keep your life free from love of money, and be content with what you have, for he has said, "I will never leave you nor forsake you." (Hebrews 13:5).
The Biblical View of The Relationship between Man and Money.
1. On Earning Money.
*Obtain a skill and work hard.
*Don't expect easy money or fall for "get-rich-quick" schemes.
*Work hard to provide for your family.
Here are just a few ways in which we need to show integrity.
1. Don't pursue money at the expense of family, worship, and rest.
2. Don't deceive or defraud others.
3. Don't exploit the weak or poor.
4. Don't take advantage of others.
5. Don't charge exorbitant interest.
II. On Spending Money
1. Give generously.
2. Be generous to God.
3. Control your spending.
* Make a budget and stick with it.
* Use a shopping list and avoid impulse buying.
* Learn to resist the deal!
* Don't live beyond your means; learn the differences between necessities and luxuries.
* Don't try to buy things you don't really need to impress people you don't even like.
* Don't get sucked into thinking that things will satisfy.
* Follow four principles when you spend:
1. Wisdom: Can I really use it? How much will I use it?
2. Unselfishness: How can I use this purchase for God and others?
3. Responsibility: Can I afford it? Doew it fit into my budget?
4. Stewardship: Is this the best buy?
4. Stay out of debt. Debt is rarely good, produces bondage.
5. Wisely plan for the future, but don't presume upon the future.
* Anticipate emergecies and future expenses.
* Save and invest wisely.
* Don't make yourself liable for others' debt by co-signing.
**Evaluate your life and your money.
**Live to be free to give!