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Thread: Food insurance

  1. #21
    Don't Judge Me! Haphazard's Avatar
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    Quote Originally Posted by Lateralus View Post
    These are details that don't concern me right now.

    What would happen to the price of food if a system like this was put into place?
    Are you saying that people would be forced into it? Because otherwise, we have to figure out a reason why a significant number of people would want it first.
    -Carefully taking sips from the Fire Hose of Knowledge

  2. #22
    DoubleplusUngoodNonperson
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    So, what would happen if insurances companies started offering food insurance? ABSOLUTELY NOTHING

    Insurance companies DO ABSOLUTEY NOTHING!! (practically speaking, of course) you do realize this, right folks? An insurance company is a group of people you give your money to IN CASE SHIT HAPPENS (yes, chris rock reference). Now, when shit happens, they give a pay out - but the insurance company still floats, regardless, no? This means an insurance company survives by PAYING OUT LESS THAN THEY RECIEVE! And when that doesn't happen, the government will bail them the fuck out like they did after the Florida Hurricanes several years back. If this input/payout discrepancy did not happen, there would be no insurance company.... this means an insurance company survives as a leach off of the populus that sees the particular need and security for a good, service or commodity.

    This is a huge fucking problem when you talk about FOOD. Insurance companies sell peace of mind, they don't distribute goods, work on your fucking broke ass car, or do anything practical WHATSOEVER. Insurance companies FEED off the people that buy into them, they do not PROVIDE goods OR services. HUGE problem.

    No offense lateralus, but I'm shocked you romanced this idea as long as you have. You're smarter than this :P Insurance companies will do jack shit to bring food to people who need it and you know it.



    EDIT: Ok wait, this proposal would actually do something: this would make the fatcats on wallstreet who invest in insurance richer, and it would raise the overall amount of money that consumers put into BUYING FOOD. No more needs to be said about it when you're hit with that fact.

  3. #23
    Don't Judge Me! Haphazard's Avatar
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    Quote Originally Posted by nozflubber View Post
    So, what would happen if insurances companies started offering food insurance? ABSOLUTELY NOTHING

    Insurance companies DO ABSOLUTEY NOTHING!! (practically speaking, of course) you do realize this, right folks? An insurance company is a group of people you give your money to IN CASE SHIT HAPPENS (yes, chris rock reference). Now, when shit happens, they give a pay out - but the insurance company still floats, regardless, no? This means an insurance company survives by PAYING LESS THAN THEY RECIEVE! And when that doesn't happen, the government will bail them the fuck out like they did after the Florida Hurricanes several years back. If this input/payout discrepancy did not happen, there would be no insurance company.... this means an insurance company survives as a leach off of the populus that sees the particular need and security for a good, service or commodity.

    This is a huge fucking problem when you talk about FOOD. Insurance companies sell piece of mind, they don't distribute goods, work on your fucking broke ass car, or do anything practical WHATSOEVER. Insurance companies FEED, they do not PROVIDE. HUGE problem.

    No offense lateralus, but I'm shocked you romanced this idea as long as you have. You're smarter than this :P Insurance companies will do jack shit to bring food to people who need it and you know it.
    What he said.
    -Carefully taking sips from the Fire Hose of Knowledge

  4. #24
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    Quote Originally Posted by Lateralus View Post
    Why do we do it for medical prescriptions?

    The frequency of use is actually irrelevant. What is relevant is predictability.
    We do it for medical prescriptions because people can't afford medicine because the pharmaceutical companies are running billion dollar legal drug cartels.

    Most people can afford food, and those who really can't receive food stamps or WIC.

    The reason why it is a bad idea to privatize this is because, just like with health insurance, the people who need it the most won't get it. It's almost always low wage employees who go without health insurance, so of course it would be low wage employees that went without food insurance. Therefore, more people would starve.

    The fact that "the details" aren't important to you is what scares me about your type of thinking.

  5. #25
    Senior Member ptgatsby's Avatar
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    Quote Originally Posted by Lateralus View Post
    I didn't phrase my original post very well. Try to not get caught up in meaningless details.
    Details? The concept is nonsensical. Insurance is the spreading of risk of events over a population/time period... insuring 'food' is virtually the same as taking a per diem/stipend, also known as 'wage'. There is no variation in pricing or timing.

  6. #26
    DoubleplusUngoodNonperson
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    Practical question: a single momma can't pay her food insurance for the month. Does the food insurance cut her off? Yes? = immoral, just WRONG situation. Single mothers and other "vulnerable" populations should not be cut off like that.

    Alternate: does the insurance company cut her off? No? Who's gonna pick up the tab for her? Uncle sam? Why involve the insurance company to begin with? Just give government vouchers for free food like gatsby said, why even bother with an intermediate?

    The only way this would jive right is if a "food insurance" company was HEAVILY subsidized by the Fed. anything less would be parasitic.

  7. #27
    Senior Member Lateralus's Avatar
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    Quote Originally Posted by Haphazard View Post
    Are you saying that people would be forced into it? Because otherwise, we have to figure out a reason why a significant number of people would want it first.
    Free food?
    "We grow up thinking that beliefs are something to be proud of, but they're really nothing but opinions one refuses to reconsider. Beliefs are easy. The stronger your beliefs are, the less open you are to growth and wisdom, because "strength of belief" is only the intensity with which you resist questioning yourself. As soon as you are proud of a belief, as soon as you think it adds something to who you are, then you've made it a part of your ego."

  8. #28
    Senior Member Lateralus's Avatar
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    Quote Originally Posted by nozflubber View Post
    EDIT: Ok wait, this proposal would actually do something: this would make the fatcats on wallstreet who invest in insurance richer, and it would raise the overall amount of money that consumers put into BUYING FOOD. No more needs to be said about it when you're hit with that fact.
    You get it.
    "We grow up thinking that beliefs are something to be proud of, but they're really nothing but opinions one refuses to reconsider. Beliefs are easy. The stronger your beliefs are, the less open you are to growth and wisdom, because "strength of belief" is only the intensity with which you resist questioning yourself. As soon as you are proud of a belief, as soon as you think it adds something to who you are, then you've made it a part of your ego."

  9. #29
    Senior Member Lateralus's Avatar
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    Quote Originally Posted by marmalade.sunrise View Post
    We do it for medical prescriptions because people can't afford medicine because the pharmaceutical companies are running billion dollar legal drug cartels.

    Most people can afford food, and those who really can't receive food stamps or WIC.
    Your logic is inconsistent: Don't do it for food because it would waste money, but do it for prescription drugs because they're too expensive...

    The reason why it is a bad idea to privatize this is because, just like with health insurance, the people who need it the most won't get it. It's almost always low wage employees who go without health insurance, so of course it would be low wage employees that went without food insurance. Therefore, more people would starve.
    You're not getting my point, but I don't think you want to get it.

    The fact that "the details" aren't important to you is what scares me about your type of thinking.
    Details about an implementation that's irrelevant.
    "We grow up thinking that beliefs are something to be proud of, but they're really nothing but opinions one refuses to reconsider. Beliefs are easy. The stronger your beliefs are, the less open you are to growth and wisdom, because "strength of belief" is only the intensity with which you resist questioning yourself. As soon as you are proud of a belief, as soon as you think it adds something to who you are, then you've made it a part of your ego."

  10. #30
    Senior Member Lateralus's Avatar
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    Quote Originally Posted by ptgatsby View Post
    Details? The concept is nonsensical. Insurance is the spreading of risk of events over a population/time period... insuring 'food' is virtually the same as taking a per diem/stipend, also known as 'wage'. There is no variation in pricing or timing.
    Of course it's nonsensical, just like medical insurance (outside of catastrophic medical insurance) is nonsensical.

    I had a point, but people have gotten so focused on meaningless details, like how you would actually implement such a ridiculous system, I'm growing tired of this thread already.
    "We grow up thinking that beliefs are something to be proud of, but they're really nothing but opinions one refuses to reconsider. Beliefs are easy. The stronger your beliefs are, the less open you are to growth and wisdom, because "strength of belief" is only the intensity with which you resist questioning yourself. As soon as you are proud of a belief, as soon as you think it adds something to who you are, then you've made it a part of your ego."

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