I never understood people who live lives of delayed gratification, restraint, and building their future.
Because all that hard work can be undone in an instant. You could save your whole life, and lose it all when you come down seriously ill.
Alternatively, you could live for the moment, doing every little thing you please - and capture and enjoy your desires as you go. It's a sure thing. You have money, you can enjoy travel now. You have the chance to do something, you can act on it now - or hold back, and never realize the benefits that you assigned to the delayed gratification.
You could argue that what you want "down the road" outweighs your conflicting desire now, but you have the certainty of enjoying that desire now, that you don't have down the road.
And the longer the time horizon, the less certain the expected outcome. The people who worked and saved their whole lives are turning 65 and are discovering that the accumulation of their savings and interest don't even nearly match their needed expenditures and the increased cost of living.
What do you think? Is the SJ life actually riskier than the SP life? :P