Oh, interesting. Now that I think about it, this really is the same as the Nature vs Nurture argument..
I am interested to hear your thoughts on this. You can think of MBTI while answering this question I suppose.
Some people believe that our circumstances create us. We are molded from whatever events we experience in our lives and we adapt to future events accordingly. Thusly, we are our circumstances. Because we are shaped from them we can blame (or thank) the random cards we are given throughout our lives.
Sara is an average woman whose parents were very inefficient with money. Growing up she realized that she did not want to be like them. She finds herself today in a comfortable life and very financially comfortable. She believes that because she was placed in the situation she was in from her childhood, she was able to learn from it and become something beneficial..
Flip the token and you get another idea. We create our circumstances. Let me clarify: circumstances still happen but it is up to us to appraise them. Therefore our circumstances are what we make of them.
Lets use Sara again. She is still a studious woman who is good with money. But now she thinks that it was -her- that made her into the money savvy person she is and not the circumstance she was put in. Sara has a -sister- who was in the same situation as she was but she ended up being an airheaded artist who couldn't care less about money...let alone a stable living environment. Therefore these two people who were raised in the same environment turned out differently, all because individuals make their circumstances and not the other way around.
And then it can turn full circle.... Sara's sister turned out the way she did because she was younger and had an older sister who was taking charge of the families expenses so she didn't have to.. revalidating that circumstances create us.
So you see, both theories have some merit. Tell me: what do you guys think?