User Tag List

Results 1 to 8 of 8

  1. #1
    Senior Member prplchknz's Avatar
    Join Date
    Jun 2007
    MBTI
    yupp
    Posts
    29,778

    Default insurance company barring me from help

    anyone else experience this. I'm schizoaffective with very high depression at the moment and i'm sick of being depressed all the time so I thought I'd go into this program everyone says it would do me good, but the insurance says i don't qualify even though i clearly do. they agreed to 3 half days, but thats not enough the skills i need are in the afternoon groups, but they want me their in the mornings. I'm so frustrated, yes the hospital put out an appeal. I feel like I'm finally able to ask for help, not so fucked up that i don't realize i need help, and i get shafted.because I know I'll probably end up suicidal again if I don't get help now.
    In no likes experiment.

    that is all

    i dunno what else to say so

  2. #2
    FigerPuppet
    Guest

    Default

    shit

  3. #3
    Senior Member LEGERdeMAIN's Avatar
    Join Date
    Aug 2009
    Posts
    2,545

    Default

    Do you have a long list of claims with this insurance company?
    “Some people will tell you that slow is good – but I’m here to tell you that fast is better. I’ve always believed this, in spite of the trouble it’s caused me. Being shot out of a cannon will always be better than being squeezed out of a tube. That is why God made fast motorcycles, Bubba…”


  4. #4
    Senior Member prplchknz's Avatar
    Join Date
    Jun 2007
    MBTI
    yupp
    Posts
    29,778

    Default

    I was hospitilized in april.
    In no likes experiment.

    that is all

    i dunno what else to say so

  5. #5
    Senior Member Santosha's Avatar
    Join Date
    Feb 2011
    MBTI
    HUMR
    Enneagram
    6 sx
    Socionics
    iNfp Ni
    Posts
    1,521

    Default

    How much would the program run you if it wasn't covered?

    Can you talk to the program people.. see if you can get someone in there to fudge the way it reports to your insurance? (Unethical, I know)..

    Are any other (covered) programs available?

    Can they bill you or work out some kind of payment agreement?

    Yes, I've had an insurance company try to not cover me on something they claimed was a "pre-existing condition". Check this out.. you don't have to have it diagnosed previously, it can be ANY condition that *might* have taken place prior to insurance coverage (at the time I had had mine for over a year!)

    It is a sad system, to be sure.
    Man suffers only because he takes seriously what the gods made for fun - Watts

  6. #6
    Senior Member prplchknz's Avatar
    Join Date
    Jun 2007
    MBTI
    yupp
    Posts
    29,778

    Default

    they don't want to pay, because they spent a ton on me in april so any program i try to get into will be met with,ooh jazz. sorrywould be met with i don't need it.
    In no likes experiment.

    that is all

    i dunno what else to say so

  7. #7
    lab rat extraordinaire CrystalViolet's Avatar
    Join Date
    Oct 2008
    MBTI
    XNFP
    Enneagram
    5w4 sx/sp
    Posts
    2,170

    Default

    I don't really know the American system, so I can't help you much, but surely the program directors know leverage to get the insurance company to cough out. Or least system cheats....screw the ethics. If it's gonna help, it will save the insurance company in the long run. Is there even a appeals process?
    Currently submerged under an avalanche of books and paper work. I may come back up for air from time to time.
    Real life awaits and she is a demanding mistress.

    [SIGPIC][/SIGPIC]

  8. #8
    Senior Member prplchknz's Avatar
    Join Date
    Jun 2007
    MBTI
    yupp
    Posts
    29,778

    Default

    yeah it's going through the appeal process now
    In no likes experiment.

    that is all

    i dunno what else to say so

Similar Threads

  1. Stop me from making an impulse purchase
    By Giggly in forum The Bonfire
    Replies: 24
    Last Post: 09-20-2011, 10:40 AM
  2. Type me from old journal entries!
    By StoryToTell in forum What's my Type?
    Replies: 2
    Last Post: 11-04-2009, 11:28 PM
  3. Insurance company ripping me off?
    By King T in forum The Bonfire
    Replies: 1
    Last Post: 07-23-2009, 07:19 PM
  4. Save Me from Myself
    By FFF in forum Arts & Entertainment
    Replies: 0
    Last Post: 11-07-2008, 07:18 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
Single Sign On provided by vBSSO