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  1. #21
    Analytical Dreamer Coriolis's Avatar
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    Quote Originally Posted by Qre:us View Post
    Not really a paradox as your credit score is basically your payment history used to forecast what type of a borrower/liability you will be to your potential lenders. So, if you have no payment history, it makes sense that you will not have a credit score, because they have no basis re: what type of a borrower you will be.
    You can demonstrate a track record of payment without going into debt simply by paying bills, like rent and utilities. Failure to pay these on time will harm one's credit rating, but an impeccable payment record is not enough in many cases to qualify for credit (i.e. taking on a first debt).
    I've been called a criminal, a terrorist, and a threat to the known universe. But everything you were told is a lie. The truth is, they've taken our freedom, our home, and our future. The time has come for all humanity to take a stand...

  2. #22
    Senior Member prplchknz's Avatar
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    Quote Originally Posted by Coriolis View Post
    You can demonstrate a track record of payment without going into debt simply by paying bills, like rent and utilities. Failure to pay these on time will harm one's credit rating, but an impeccable payment record is not enough in many cases to qualify for credit (i.e. taking on a first debt).
    exactly, i had paid rent and had bills in my name in the past and i always paid those on time but i still had no credit score when i put electric in my name where i had to pay a huge a deposit
    In no likes experiment.

    that is all

    i dunno what else to say so

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