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  1. #111
    Feline Member kelric's Avatar
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    Quote Originally Posted by DiscoBiscuit View Post
    Financial Advisor with Waddell & Reed.

    That's assets under management (AUM) . Set up a couple of large Managed Allocation Portfolios (MAP) this week.

    Been working on one of the cases for about a month (which alone should bring in about $1.1mm in AUM eventually). And the other case I banged out in a day because the client wasn't from town and can only get to our office so frequently.

    Just trying to focus on tomorrow and not get blinded by the pot of gold at the end of the rainbow.

    EDIT - What about you @kelric what do you do??
    Ah, that makes sense.

    I'm a software developer -- currently I'm on a contract building web and database integration systems for a utility company. Not a "get rich" type of occupation, but so far it's treated me pretty well.
    [SIGPIC][/SIGPIC]

  2. #112
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    I don't even know what a salary is anymore...
    How the hell do I get people to give me money?
    I make $0. Whatever.

    Anyway...in the city that I live in right now, I'd be able to live off of 18,000 relatively comfortably. After tax.

    That's 1500 each month.
    500 for room.
    200 for utilities/entertainment.
    150 for gas (or, i'd take the bus...i'm not paying more than 150 for gas)
    50 for insurance.
    200 for food.
    Some for clothes.
    Healthcare is free for the next couple years for me...
    and ???
    Won't be paying off my student loans til I'm through grad school...

    I guess I'm not a high expense type of guy.

    Of course...I'm not willing to work 40 hours a week to get 18,000. You'd have to double that for me to even get out of bed in the morning. Which is why I make $0. Sleeping in for me is worth at least $35,000..

  3. #113
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    The way I see it, money is a means, not an end. I really don't care too much about money. What I need to live comfortably is..

    Food, Clothes, Shelter, Transportation, Entertainment, Healthcare, Education.

    So, my "grand master plan" is to simply prioritize the above and let the money/capital ( and other resources..land, labor, 'enterprise'..) work to produce that. I don't really concentrate too much on money to be honest...

    And so far...even though I make exactly $0...I'm not hungry, I have clothes, there's a roof over my head, I have a car (two cars, actually...), the Internet is my entertainment...as is TV...and I like to dance (which if free), Healthcare is free for me (until I'm 26 or something), and I have a degree...

    So, even though I have no idea how this will continue on into the future...
    I didn't know how it would in the past, either...
    And yet I'm still doing alright.

    Besides...my future has nothing to do with money. Money isn't an end for me...I have bigger things I'm after.

  4. #114
    Senior Member guesswho's Avatar
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    lol i was born in the wrong fucking country I suppose

  5. #115
    Senior Member prplchknz's Avatar
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    my monthly bills
    $600 rent
    20$ for internet which is divided by 4 so-$5
    280$- for groceries
    100$ for gas (probably less I fill up every 2 weeks and it's about 40$)
    about 50$ for electric
    $200 for med stuff
    $200 for cigs (yeah I should quit and save money)
    $100 for miscellanecous
    $8 for netflix (what i use instead of cable)

    so for me a comfortable salary would be 1550 a month
    In no likes experiment.

    that is all

    i dunno what else to say so

  6. #116
    Senior Member lunareclipze's Avatar
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    Yeah, it's all dependent on where you live. Where I live (Canada) I'd say a comfortable salary for the average person living on their own would be at least $25-30k a year.
    MBTI: ISFP
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  7. #117
    figsfiggyfigs
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    Quote Originally Posted by lunareclipze View Post
    Yeah, it's all dependent on where you live. Where I live (Canada) I'd say a comfortable salary for the average person living on their own would be at least $25-30k a year.
    WHERE in canada can you live on that ?

  8. #118
    Senior Member lunareclipze's Avatar
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    Quote Originally Posted by figsfiggyfigs View Post
    WHERE in canada can you live on that ?
    I live in southern Ontario, and if I were living on my own that would probably be enough for me.
    MBTI: ISFP
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  9. #119
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    Rent = average rent in the area for the type of place you'd be renting..

    Minimum/miserable: rent x 3 x 12
    Better: rent x 3.5 x 12
    Comfortable: rent x 5 x 12
    Happy: rent x 5.75 x 12

    For example, in San Francisco, CA the average rent for a 1 bedroom is now $2,897.00!!!!

    Minimum/miserable: $2,897.00 x 3 x 12 = $105K
    Better: $2,897.00 x 3.5 x 12 = $122K
    Comfortable: $2,897.00 x 5 x 12 = $174K
    Happy: $2,897.00 x 5.75 x 12 = $200K

    Or, in Ontario, CA the average rent for a 1 bedroom is $810.00.

    Minimum/miserable: $810.00 x 3 x 12 = $30K
    Better: $810.00 x 3.5 x 12 = $35K
    Comfortable: $810.00 x 5 x 12 = $49K
    Happy: $810.00 x 5.75 x 12 = $56K

    Quote Originally Posted by prplchknz View Post
    my monthly bills
    $600 rent
    20$ for internet which is divided by 4 so-$5
    280$- for groceries
    100$ for gas (probably less I fill up every 2 weeks and it's about 40$)
    about 50$ for electric
    $200 for med stuff
    $200 for cigs (yeah I should quit and save money)
    $100 for miscellanecous
    $8 for netflix (what i use instead of cable)

    so for me a comfortable salary would be 1550 a month
    You forgot savings! You should be saving 20%, meaning the $1,558.00 in expenses would be 80% of your income after taxes. That means income of $1,947.50 after taxes, which would be about $2,750.00 before taxes, or $33K per year.
    Last edited by baccheion; 06-24-2014 at 08:17 AM.

  10. #120
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    I average about $4000 a month, in a high month can make $4,800. Current expenses

    Rent $1280 per month
    Food $480 per month
    Petrol $30 per month
    Utilities about $120 per month
    Total Expenses $2100

    Basics I need about $3600 per month, comfortable $4600. Over that the extra effort to top $5k just isn't worth it for me in payoff terms. So I aim for the $4500 a month after tax.

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