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  1. #91
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    Once I have a family, the comfort level will prob be around 150k to 200k.

    Also, 300sq ft. is not enough. I had a maybe 500 sq. ft. place in DC I was living in for a while. It was OK as a temporary solution, but I could practically extend my arms and touch both walls.

    I think about 800sq ft. would be an acceptable minimum. Preferred minimum would be about 1000sq ft.

  2. #92
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    Quote Originally Posted by kyuuei View Post
    I don't know....

    I don't know almost anyone who makes $56k a year, and that's what it says is comfortable for 2 parents and 1 child. And I know people who live pretty comfortably--though I don't know anyone completely worry free bill-wise.
    before or after tax? O_O

  3. #93
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    Importantly, there is a big difference between what I would be comfortable with, and what I'm aiming for (would want).

    Comfortable is more of a minimum acceptable threshold.

  4. #94
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    Quote Originally Posted by ceecee View Post
    In all honesty when I was still in school and my husband was making about $72k, we were fine. Anything beyond that is good too, don't get me wrong but we weren't struggling and I think I read 75K is the happy amount. Then I went to work and he was offered a big promotion at another company. This put us in a different tax bracket and it just sucks balls. I never thought I'd say this but I hope he doesn't get a promotion or a raise or me for that matter. I don't want to go from 28% to 33%.
    I WISH I could be taxed as little as 28%.
    I'm currently paying 33% tax here in Denmark. I believe its the lowest amount I can be taxed. It doesn't matter how much you make, you're going to be taxed quite high(the average being 25.7%), the highest is 51.something% .

    Despite how much 33% is, I am still required to speak to hr and get my taxes in order, because according to some danes, I am being taxed too little.

    I also pay ~$1,200 USD a month(all inclusive) on my apartment, which is EXTREMELY CHEAP( I got very very lucky). This time next year I will probably be paying twice as much for the same sized apartment, even further away from the city.

    I have no idea how some of you are saying 50K a year is enough to live comfortably. Crazy talk!

  5. #95
    Senior Member King sns's Avatar
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    30,000? per adult? I'm thinking just basics... Lowest rent in a safe neighborhood, being careful with utilities, an economy car, eating healthy at home, benefits at work assuming that you're reasonably healthy, savings, and a small allowance ... I may be overestimating, my areas a bit pricey and I personally have a lot of "necessities" so I bet a really frugal person could go even less.... I'm basing this a lot on myself too, if I scaled back a lot. Rents here would be about 700-800 in the rural or suburbs in a one bedroom or efficiency, by yourself. I mean really one could live happily in a hippy commune and grow their own food and bike everywhere etc.

    (Edit: I guess my area is not "pricey" compared to others!)
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  6. #96
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    Quote Originally Posted by YWIR View Post
    I WISH I could be taxed as little as 28%.
    I'm currently paying 33% tax here in Denmark. I believe its the lowest amount you can be taxed. It doesn't matter how much you make, you're going to be taxed quite high(the average being 25.7%), the highest is 51.something% .

    Despite how much 33% is, I am still required to speak to hr and get my taxes in order, because according to some danes, I am being taxed too little.

    I also pay ~$1,200 USD a month(all inclusive) on my apartment, which is EXTREMELY CHEAP( I got very very lucky). This time next year I will probably be paying twice as much for the same sized apartment, even further away from the city.

    I have no idea how some of you are saying 50K a year is enough to live comfortably. Crazy talk!
    It's fun figuring out how to minimize ones tax liability. I have a friend named ROTH you should get to know.

  7. #97
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    Quote Originally Posted by YWIR View Post
    I have no idea how some of you are saying 50K a year is enough to live comfortably. Crazy talk!
    50k euros is enough in most europe for 3 people excepting fairly expensive cities (and danish cities are indeed among them). For example, I have an income of around 43k euros and pay 550 per month of rent for 60 sq meters. My girlfriend makes another 32k euros so overall we can live somewhat comfortably, well, mostly we pay a lot of taxes and save a good amount of money.

    Now, if you have a family of four-five and want to live a middle class lifestyle in an expensive city, I believe 80-100k dollars a year are necessary.
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  8. #98
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    Quote Originally Posted by YWIR View Post
    I have no idea how some of you are saying 50K a year is enough to live comfortably. Crazy talk!
    50,000 Pre-tax. Single person. America -- thus very different from European costs / taxes/etc.

    After taxes, after pre-tax amount going to 401k, and after medical benefits taken out pre-tax, result was approx $2830/month into pocket.

    $2830
    -$1260/month rent plus utilities (a more expensive apartment ... i.e., one can definitely live cheaper, but, apartments not as nice)
    -$300/month groceries
    -$40 misc living expenses (i.e. toilet paper, soap)
    -$75 entertainment (movies, eating out ----> i.e. I don't spend very much, as a lifestyle choice)
    -$90 gas
    - $125 auto/renter's insurance
    - $70 internet
    - $35 phone
    - $35 electricity

    = $800 / month (->savings/ 'extra' of up to $9,600/year) that can be put into savings or some used to buy some clothing, or 'extras' / hobbies, unexpected things. Also vacations.

    So, yeah, $50,000 was sitting pretty for me. As a single person, it was quite comfortable... I mean, given the wiggle room I had. But, everyone has their own level of comfort and luxury they want -- lifestyle choices is what sets your 'comfort level' in salary - well, above and beyond bare bones expenses and survival.
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  9. #99
    Emperor/Dictator kyuuei's Avatar
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    Quote Originally Posted by YWIR View Post
    before or after tax? O_O
    Before, I suppose.. I mean, maybe if both parents are working they might get to that $50k range, but I certainly don't know anyone that makes around 60k a year after taxes. At least, not well. Poor people sort of stick to their own, and rich people tend to do the same. I think it helps that Texas has a particularly low cost of living. So you can live pretty comfortably (though not completely worry free by any means) off of $40-45 here.
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  10. #100
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