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  1. #11
    Senior Member avolkiteshvara's Avatar
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    Quote Originally Posted by speculative View Post
    If I pay for your college education and you pay for mine, we're right back where we started in a zero sum game. Or, were you saying that other Americans owe you money, but you owe them nothing?
    A highly educated workforce sustains more productivity which means more revenue for government which means more $ for higher education. Producing college graduates doesn't just benefit the person, it benefits society.

    Your finite binary thought process only benefit those who start off wealthy.

  2. #12
    Don't Judge Me! Haphazard's Avatar
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    By speculative's logic, everyone should be homeschooled.
    -Carefully taking sips from the Fire Hose of Knowledge

  3. #13
    Senior Member Chunes's Avatar
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    Besides, it's not zero-sum. The money supply grows slightly more slowly than debt.
    "If you would convince a man that he does wrong, do right. But do not care to convince him. Men will believe what they see. Let them see."
    Thoreau

  4. #14
    Babylon Candle Venom's Avatar
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    Quote Originally Posted by Chunes View Post
    Some of us go without. It used to be much easier to get through school (by that I mean logistically). These days I wonder if the debt incurred by going to school is even worth it.
    I think this day will come soon. In the same way that housing prices simply outpaced real wages, so too are education costs. If college costs increase at say 7% a year (im making up numbers) and wages dont keep pace (they arent), there's likely to be a breaking point.

    Quote Originally Posted by FDG View Post
    Not exactly true because you don't have to pass through loan agencies, there are no interest rates, etc. etc. so the burden is much lower.
    True. There is also the time value way to look at it. If the money comes from your parents (or other parents who pay taxes), the money is at the "end" of its growth equation (the widest part of the fan). If you pay yourself up front (just pretend the loan was paid up front), that money is at the narrow part of the fan and represents a lot more money in future value (as in, if your money went to your savings, rather than to pay for college).

    Quote Originally Posted by Chunes View Post
    Besides, it's not zero-sum. The money supply grows slightly more slowly than debt.
    Are you implying that it's "negative sum"?

  5. #15
    Senior Member Chunes's Avatar
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    Well.. hrm.. yeah.

    Ensuring that there exists slightly less money than exists money owed is what keeps the economy a big game of musical chairs.
    "If you would convince a man that he does wrong, do right. But do not care to convince him. Men will believe what they see. Let them see."
    Thoreau

  6. #16
    Babylon Candle Venom's Avatar
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    Quote Originally Posted by Chunes View Post
    Well.. hrm.. yeah.

    Ensuring that there exists slightly less money than exists money owed is what keeps the economy a big game of musical chairs.
    Are you one of those "the federal reserve is a conspiracy!" people?

  7. #17
    Feelin' FiNe speculative's Avatar
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    "How can I be, all I want to be,
    When all I want to do is strip away these stilled constraints
    And crush this charade, shred this sad, masquerade"
    http://www.youtube.com/watch?v=qGeq5v7L3WM

  8. #18
    Don't Judge Me! Haphazard's Avatar
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    So I don't go to college.

    Maybe I could be a whore. They make good money, tax-free, too.
    -Carefully taking sips from the Fire Hose of Knowledge

  9. #19
    Gotta catch you all! Blackmail!'s Avatar
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    Don't listen to Speculative.

    He's just a bitter pessimistic bear.
    "A man who only drinks water has a secret to hide from his fellow-men" -Baudelaire

    7w8 SCUxI

  10. #20
    Feelin' FiNe speculative's Avatar
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    Quote Originally Posted by Blackmail! View Post
    Don't listen to Speculative.
    I didn't write the article, the Wall Street Journal did. I thought it held some interesting information that might help people who are looking at student loans avoid problems with good planning. Are you saying that the WSJ article is factually incorrect; if so, what are you basing that on?
    "How can I be, all I want to be,
    When all I want to do is strip away these stilled constraints
    And crush this charade, shred this sad, masquerade"
    http://www.youtube.com/watch?v=qGeq5v7L3WM

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