You know. I really am enjoying this thread. I love to budget my money, and it's interesting to see how others break down theirs. I thought I'd go into absolute detail about my bills as of Jan, 2007.
East Houston 1 bedroom economy Apt: $570 a month.
Electricity: Average of $150 a month. (That was the last month my boyfriend lived there.. the cost went down considerably once I was alone, as I'd rather throw on a jacket than turn the heater on..)
Water/Trash services: $30 a month
Rental Washer/Dryer: $30 a month (much cheaper than trying to fiddle with the gay laundry mat in the apt. complex that never worked. ALWAYS rent a washer and dryer if you ask my opinion. The convenience and time you save.. Plus, I once had all my undergarments stolen from the laundry mat. Never again.)
Renter's Insurance: $250 for the year via USAA. Covered theft too.
Car Insurance: $140 a month (I had a ticket on my record then Lol.)
Gas: $50 a week (but I commuted to downtown every day, and drove back everyday in traffic at 5pm. And I drove a lot outside of that, going across town at least twice a week. It costed me $25 a tank.)
Health Insurance and Dental Insurance: $75 a month via Tricare.
Household Needs: $50 a month. (Toilet paper, paper towels, Oh crap this broke, cleaning supplies, I have to go to the doc's for this headache, my socks have holes in them.. etc. I had an allowance I put aside each month and when I needed something I just took from the envelope.)
Groceries: $400 a month for 2 people. (I cooked a lot of my own meals, and bought a lot of fresh ingredients to use and eat, but I wasn't being very meager at all with groceries then.)
Car expenses: $20 a month (Again an allotment system.. Putting that aside, when registrations, oil changes, etc. came along, I just took from the envelope.)
Internet: $30 a month (When Roadrunner was still around, and when it didn't entirely suck.)
Phone: $60 a month for low plan and unlimited texting.
Overall Cost of Living: approx. 1,776$ a month to live very comfortably with everything appropriately paid for as of Jan, 2007. Anything made outside of that money was entertainment, savings, etc. And I did have a savings account with 3 months of expenses incase I lost my jobs for some reason (it turned into being used to replace my stolen car.)
When I lived meagerly on my own, that cost dropped to about $1,000 a month for nearly everything mentioned. And it helps to pay any insurances by the year, honestly.
I had been too lazy to break things down earlier, but here it is in it's entirety for ya.